Amscot Review

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Amscot Review

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Amscot Cash Advance Review

About Amscot

Amscot is one of the leading lending non-bank financial services company with offices throughout Florida. This company has served over 3 million customers. Amscot offers a wide range of services from check cashing to cash advance services, free money orders and wire transfers. Also, this company offers competitive interest rates that make it stand out in the market. Amscot is also open on evenings and weekends, as they operate 7 days a week. Some locations of the company are 24/7.

The first Amscot location was opened in 1989 in Tampa, Florida. The founder of the company, Ian MacKechnie, came from Scotland and settled in Florida with his family. Noticing that many people were standing in lines in the evenings to cash their checks, he wanted to change it somehow. Three years later, Amscot (the combination of the words America and Scotland) appeared. Now this company is one of the leading in Florida.

Amscot Financial Services

Now Amscot continues to grow and develop. The company provides its clients with a wide range of services, such as check cashing, cash advances and money orders. The advantage of Amscot is that it is open from morning to evening all year round and has many 24/7 locations where you can use the services of the company.

You can also obtain an Amscot Prepaid MasterCard and pay bills and use ATM's that charge less than other ATMs. Thus, Amscot offers a reasonable financial proposal to help you meet your needs.

Amscot Locations Near Me

Amscot operates in about 90 Florida cities. In order to find the nearest company location to you, you need to visit the site amscot.com. On the main page of the site, in the upper corner, you can find the "Locations" button. By clicking on it, you will see the map and Branch Locator. You will be able to enter your city and find the nearest location near you.

On the same page you can view Florida Amscot Locations by city, which is very convenient.

Amscot Working Hours

Amscot is open from early morning until late evening 7 days a week, 365 days a year. Moreover, many locations of the company are open 24 hours a day, so you can get financial services when you need them.

Amscot Cash Advances

As Cash Advances (also called Payday Loans) are one of the most popular funding sources at the moment, Amscot offers you fast and convenient financing without a credit check. Typically, you can get up to $ 500 in increments of $ 50. The loan must be paid on the day of your next paycheck.

Eligibility criteria

In order to receive Cash Advance you need to provide:

  • Proof of income (bank statements, pay stub or direct deposit)
  • Your check or account Information
  • Valid Government Issued ID (Driver's License or Passport)

Thus, in order to receive money from Amscot, you need to meet a minimum number of eligibility criteria.

How much does Amscot Cash Advance cost?

Amscot says they charge the lowest fee in the cash advance industry. The company charges a service fee of 10% of the amount and $ 2 state fee. Thus, if you want to receive $ 200 Cash Advance, you will need to return $ 222.

Сompare to similar Payday Loan companies:

Overall Rating

4.8
  • Short-term loans up to $1,000
  • Online marketplace of lenders
  • Funds available same day
  • The simple online form takes less than 5 minutes
  • Trusted by more than 2,000,000 customers
  • Not available in NY or CT

 

Loan Amount Interest Rate Loan Term
Up to $1,000 Start at 16.6% MPR Varies

Overall Rating

4.9
  • Short-term loans up to $1,000
  • Only legit direct lenders
  • Same day funding
  • Simple online application
  • No hard credit checks
  • Trusted by most Americans
Loan Amount Interest Rate Loan Term
Up to $1,000 400% APR on average Flexible

 

Overall Rating

4.7
  • Short-term online cash advance up to $1,000
  • Apply online 24/7.
  • Simple eligibility criteria.
  • Instant approval decision.
  • Bad credit is not a problem. 
  • No hard credit check.
  • No collateral.
Loan Amount Interest Rate Loan Term
Up to $1,000 Start at 260% APR 14 - 31 days

 

Overall Rating

4.8
  • Quick loans of $200 - $1,000
  • Instant loan decision
  • Same day funding 
  • Trusted direct lenders
  • More than 1,000,000 positive customer reviews
  • No hard credit check
Loan Amount Interest Rate Loan Term
Up to $1,000 Vary by state Up to 1 month

 

Overall Rating

4.7
  • Short-term loans up to $1,000
  • Minimal restrictions on how you can use your loan.
  • No collateral required.
  • Bad credit is OK. 
  • No credit check.
  • Easy application form.
Loan Amount Interest Rate Loan Term
Up to $1,000 Min 17.5% MPR Varied

 

Overall Rating

5.0
  • Short-term Payday loans up to $1,000
  • Convenient online platform for comparing companies
  • Access to multiple lenders
  • Available for bad credit or no credit
  • A simple online application form 
  • Available not in all the states

 

Loan Amount Interest Rate Loan Term
Up to $1,000 Vary by state 14 - 30 days

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By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.