How to Get $800 Loan Today

Having studied how this type of lending works, as well as the eligibility criteria that must be met in order for your application to be, you can understand whether this option is right for you.

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How to Get $800 Loan Today

Author: 
Emma Jackson
800 Dollar Loan

What is an 800 Dollar Loan?

800 Dollars Loan is one of the most popular types of lending that gives people the opportunity to get money in an emergency, such as medical treatment or car repairs. The $ 800 loan is unsecured, so you do not need to provide collateral for your application to be approved. This type of loan is short-term, so you need to pay off the debt on the day of your next paycheck.

This loan is an expensive financing option as it has high fees. So make sure to try other options before applying. For example, you can borrow money from friends or family, or ask for an advance at work. Another option is a garage sale or selling unnecessary items on the Internet. However, if you have tried all the options, apply for an 800 Dollar Loan.

How much does an 800 Dollar Loan cost?

800 Dollars Loan is a rather expensive financing option that is intended only for emergency situations when you do not have time to look for another solution.

Payday Loans are fee-based and the fee ranges from $ 15 to $ 30 for every $ 100.

How does an 800 Dollar Loan work?

The 800 Dollar Loan is quite easy to use, so even if you have not dealt with lending before, it will not be difficult for you to get it. Also now lenders offer you both online and offline lending. Online application is much more popular as it gives the borrower the opportunity to apply from home without having to drive to the lender's store. Learn 3 easy steps how to get an 800 Dollar Loan:

  1. Submit your application. Before doing this, explore the different options. Compare offers from different lenders, their fees and loan terms. So you will find the most beneficial for you. Go to the lender's website and fill out a simple online form. You need to provide some information about yourself, such as name, residential address, contact details, and so on. Make sure that all data is entered correctly, otherwise you may be disqualified. After checking your data, send an application.
  2. Wait for approval. Payday Loans are great because you don't have to spend several days waiting for a response, since you will get it almost instantly. If your application is approved, the lender will contact you by phone. You will discuss the terms of the loan and its repayment. Ask all your questions in order to understand whether this type of financing is right for you. Also ask if the lender is charging a prepayment penalty.
  3. Get Money. If you think that 800 Dollar Loan is suitable for you, you can sign the contract on the same day. The money will be transferred directly to your bank account. As a rule, this requires 1 business day.

What are the requirements for getting an 800 Dollar Loan?

Each lender has its own eligibility criteria that must be met in order for your application to be approved. The Payday Loan is no exception. It is important to study the requirements before applying and make sure that you meet them. Explore the list of the main ones.

  • Age. You must be at least 18 (19 in some states) to be eligible to apply.
  • Citizenship. Only US citizens or official residents are eligible for funding.
  • ID confirmation. Typically, you will need to provide a government issued ID or driver's license.
  • Income. You must provide a regular monthly source of income for approval.
  • Active bank account. In order to receive a payment, you need to provide a lender with a bank account.
  • Contact details. In order to contact you, the lender will ask for your address and contact details such as telephone and email.

Why do people take an 800 Dollar Loan?

Everyone has their own reasons why they are applying for funding, but more often than not, an emergency is the reason. Learn the main reasons why people are applying for an 800 Dollar Loan:

  • Buying food
  • Payment of utility bills
  • Car repair
  • Urgent purchase
  • Medical examination
  • The funeral
  • Other emergency needs

Can you get an 800 Dollar Loan with bad credit?

Many potential borrowers want to know if they can get a loan with bad credit. Most often, yes. More than 80 applications for 800 Dollars Loans are approved. Since lenders understand that each of us, even those with bad credit, may find ourselves in a difficult situation, they provide loans even to people with bad credit.

However, it is important to remember that borrowers with bad credit are more risky for the lender. That is why they will receive less favorable credit terms and more expensive loans than those with good credit.

800 Dollars Loan FAQ

How to get an 800 Dollar Loan Guaranteed Approval?

There is no such thing as a guaranteed loan as it is too risky for the lender. Any lender has its own eligibility criteria that must be met. Thus, if you see a loan with guaranteed approval, it is most likely scammers.

What is the most important factor affecting the approval of an 800 Dollar Loan?

The main factor affecting approval is your income. Having a regular income helps the lender understand that you will be able to repay the loan. Therefore, proof of income must be provided.

 Is it possible to repay the 800 Dollar Loan in advance?

Often lenders provide an opportunity to repay the loan in advance, but before applying, ask the selected lender if he charges an early repayment fee.

Is it safe to apply for an 800 Dollar Loan?

Absolutely. The whole process from filling out an online form to financing is completely safe. All your data is encrypted and not passed on to third parties.

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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Here's a quick example:

You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation).
Year 1 interest: 1,000 x 0.03 = 30 and 30 + 1,000 = 1,030
Year 2 interest: 1,030 x 0.03 = 30.9 and 30.9 + 1,030 = 1061
Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83 In total, you'll pay back $1,092.83 at the end of the finance period.

For peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

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We keep your personal information secured!

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.